Interest Rate

Rate of Interest on Deposits (Effective from 01st May, 2013)

  Period Rate of Interest
  7 Days To 29 Days 5.00
  30 Days To 90 Days 6.00
  91 Days To 180 Days 8.00
  181 Days To 12 Month 8.00
  Above 12 Month 9.50

Note :

  • Senior Citizen will get additional 0.5% interest in above Rate of Interest.
  • Single Deposit of Rs. 15.00 to less than Rs. 50.00 lacs will get additional 0.25% interest in above Rate of Interest.
  • Single Deposit of Rs. 50.00 lacs and above will get additional 0.5% interest in above Rate of Interest.

Rate of Interest on Advances (Effective from 05th October, 2012)

  Type Of Advances Rate of Interest
    Up to 10Lac Above 10 Lac
  Education Loan & NSC KVP 12.00 12.00
  Vehicle Loan Personal 12.00 12.00
  Vehicle Loan Commercial 12.50 12.50
  Housing Loan 12.50 13.00
  Hypothecation 13.00 13.50
  Machinery Loan, Agriculture Loan 13.00 13.50
  Term Loan Working Capital Contractor 16.00 16.00
  Term Loan Working Capital Industries 14.00 14.50

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